Terms of Service

• To use the Platform, you must be at least 18 years old or the legal age of majority in your jurisdiction, whichever is greater. By accessing or using the Platform, you represent and warrant that you meet these eligibility requirements.
• To access the Platform, you must create an account. You agree to provide accurate, current, and complete information during the registration process and to update such information as needed. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account. You agree to notify us immediately if you suspect any unauthorized use of your account.
• Trading cryptocurrencies involves significant risk and may result in the loss of your invested capital. You should ensure that you fully understand the risks involved and take into consideration your level of experience, investment objectives, and risk appetite before trading.
• PaYAY may charge fees for using the Platform. We reserve the right to change our fee structure at any time. Any changes to our fees will be posted on our website.
• All content, trademarks, service marks, trade names, logos, and other intellectual property rights on the Platform are the property of PaYAY or its licensors. You agree not to copy, modify, distribute, sell, or lease any part of the Platform or its content.
• We reserve the right to terminate or suspend your access to the Platform, without prior notice or liability, for any reason, including without limitation, if you breach these Terms.
• The Platform is provided on an "as is" and "as available" basis. PaYAY disclaims all warranties of any kind, whether express or implied, including but not limited to, the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
• In no event shall PaYAY or its affiliates, directors, employees, or agents be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to, loss of profits, data, use, or goodwill, arising out of or in connection with your access to or use of the Platform.
• We reserve the right to modify these Terms at any time. If we make changes, we will provide notice of such changes, such as by posting the updated Terms on our website. Your continued use of the Platform after any changes to the Terms constitutes your acceptance of the updated Terms.
• If you have any questions or concerns about these Terms, please contact us at [email protected].
• Your privacy is important to us. Please review our Privacy Policy, which explains how we collect, use, and protect your personal information when you use the Platform.
• By using the Platform, you agree not to engage in any prohibited activities, including but not limited to:a. Attempting to gain unauthorized access to the Platform, other user accounts, or computer systems or networks connected to the Platform.b. Engaging in any unlawful, fraudulent, or deceptive activities, including money laundering, financing terrorism, or other illegal activities.c. Manipulating or exploiting the Platform, its services, or other users, for example, by engaging in market manipulation, front-running, or wash trading.d. Using the Platform to transmit or distribute any viruses, malware, or other harmful code.e. Violating or infringing upon any intellectual property rights, privacy rights, or other rights of any third party.We reserve the right to investigate and take appropriate legal action against anyone who engages in prohibited activities.
• You agree to indemnify, defend, and hold harmless PaYAY, its affiliates, and their respective officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, or expenses, including reasonable attorneys' fees and costs, arising out of or in any way connected with your access to or use of the Platform, your violation of these Terms, or your infringement of any intellectual property or other rights of any third party.
• The Platform may contain links to third-party websites or resources. You acknowledge and agree that PaYAY is not responsible or liable for the content, products, or services on or available from such websites or resources. Links to third-party websites or resources do not imply any endorsement by PaYAY of such websites or resources or the content, products, or services available from such websites or resources.
• PaYAY shall not be liable for any failure or delay in the performance of its obligations under these Terms due to any cause beyond its reasonable control, including but not limited to, acts of God, natural disasters, war, terrorism, civil unrest, labor disputes, or interruptions in telecommunications, power, or internet services.
• If any provision of these Terms is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall remain in full force and effect.
• The failure of PaYAY to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.
• You may not assign or transfer your rights or obligations under these Terms without the prior written consent of PaYAY. PaYAY may freely assign or transfer its rights and obligations under these Terms.
• These Terms, together with any other legal notices or terms published by PaYAY on the Platform, constitute the entire agreement between you and PaYAY concerning your use of the Platform and supersede all prior or contemporaneous communications and proposals, whether electronic, oral, or written, between you and PaYAY.
• Any disputes arising out of or in connection with these Terms, the Platform, or PaYAY's services shall be resolved through negotiation or, failing that, through arbitration, mediation, or other alternative dispute resolution methods agreed upon by the parties.
• The parties have expressly agreed that these Terms and any related documents be drafted in English. In the event of any discrepancy between the English version and any translation, the English version shall prevail.
• By using the Platform, you consent to receive communications from PaYAY electronically. You agree that all notices, agreements, disclosures, and other communications that PaYAY provides to you electronically satisfy any legal requirement that such communications be in writing.
• PaYAY may, in its sole discretion, terminate or suspend your access to the Platform and its services at any time, without notice, for any reason, including but not limited to, breach of these Terms.
• PaYAY reserves the right to modify or discontinue, temporarily or permanently, the Platform or any of its services with or without notice. You agree that PaYAY shall not be liable to you or any third party for any modification, suspension, or discontinuance of the Platform or its services.
• Nothing in these Terms shall be construed as creating any partnership, joint venture, agency, or employment relationship between you and PaYAY.
• You shall comply with all applicable laws, regulations, and rules in your use of the Platform and its services, including but not limited to, any applicable tax, anti-money laundering, and counter-terrorism financing laws and regulations.
  
• If you submit comments, suggestions, or other feedback to PaYAY, you agree that PaYAY may use, reproduce, modify, distribute, and otherwise exploit such feedback in any manner and without any obligation, compensation, or attribution to you.

By agreeing to our Terms of Use you also agree to our Personal Information Collection Statement, Privacy Policy, and Cookie Policy.
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